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Signal dossier · Q4 2025

V logoV

Visa · Financials

HoldLens verdict · single −100..+100 scale
BUY
+8
2Q BUY
on a signed +100 buy scale · WEAK BUY
4 tracked managers buying with 1 on a 2+ quarter streak. MODERATE signal.
Unified ConvictionScore · −100..+100
Smart money + insider + track record + trend + concentration + contrarian − dissent − crowding
+8
Buy component
+35
Dissent penalty
−23
Unanimity bonus
+5
Quality differential
-2
Info density
+16
Buyers / Sellers
4 / 4
ConvictionScore v5 · 9-layer breakdown
13F superinvestor moves + Form 4 insider trades + 8-K material events. The SEC Signals trilogy.
+8
Smart money (13F)
+16
Insider activity (Form 4)
+0
Track record (CAGR)
+4
Trend streak
+5
Concentration
+10
Contrarian bonus
+0
Event signal (8-K)
+0
− Dissent penalty
−23
− Crowding penalty
−3
Owners: 10·Buyers: 14·Sellers: 20·Buyer-CAGR-weighted expected return: +15.3% ±3.6%·How this is computed
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8-quarter activity

Distinct managers buying or selling V each quarter — last 2 years.

5 buy moves·0 sell moves·net buying
'24 Q1
1
'24 Q2
'24 Q3
'24 Q4
'25 Q1
'25 Q2
2
'25 Q3
2
'25 Q4
Buyers (new + add)Sellers (trim + exit)

Ownership breadth · 8 quarters

Breadth flat
+0 owners over 8Q
10
8
9
9
10
10
10
10
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
Q3 '25
Q4 '25

The number of superinvestors holding this name has been stable for 8 quarters. See the most-owned names across all tracked managers →

Multi-quarter conviction

Managers who have been moving the same direction on V for 2+ consecutive quarters. Streaks matter far more than single-quarter moves — they reveal thesis conviction, not reactive trading.

Consecutive-quarter BUYERS

Smart money activity

Every tracked 13F move on V — grouped by quarter, ranked by manager quality.

Smart money activity
14 buys · 20 sells across tracked 13F filings
Net signal: STRONG SELL
Q4 2025(8 moves)
Portfolio manager% portfolio
Giverny Capital
9.80%
Lone Pine Capital
0.00%
Viking Global Investors
3.70%
Brave Warrior Advisors
10.20%
Akre Capital Management
10.30%
Fundsmith
7.20%
Gotham Asset Management
0.20%
Polen Capital Management
5.10%
Q3 2025(7 moves)
Portfolio manager% portfolio
Valley Forge Capital
12.80%
TCI Fund Management
20.30%
Viking Global Investors
2.60%
Brave Warrior Advisors
9.40%
Akre Capital Management
10.10%
Gotham Asset Management
0.20%
Polen Capital Management
4.80%
Q2 2025(5 moves)
Portfolio manager% portfolio
TCI Fund Management
15.10%
Fundsmith
5.90%
Viking Global Investors
1.70%
Polen Capital Management
6.10%
Oakmark Funds
0.40%
Q1 2025(6 moves)
Portfolio manager% portfolio
Gotham Asset Management
0.40%
Brave Warrior Advisors
0.00%
Wedgewood Partners
6.70%
Fundsmith
6.60%
Viking Global Investors
2.40%
Polen Capital Management
6.60%
Q4 2024(2 moves)
Portfolio manager% portfolio
Fundsmith
6.20%
Polen Capital Management
5.60%
Q3 2024(3 moves)
Portfolio manager% portfolio
Viking Global Investors
3.50%
Gotham Asset Management
0.40%
Polen Capital Management
5.20%
Q2 2024(3 moves)
Portfolio manager% portfolio
Akre Capital Management
14.00%
Viking Global Investors
0.00%
Baillie Gifford (Long Term Global Growth)
0.00%

Insider activity

What the company's own executives and directors are doing — buys are highly bullish.

Insider activity (Form 4)
0 buys · 1 sell from corporate insiders
Net: INSIDER SELLING
InsiderValue
Ryan McInerney
CEO
$3.54M

Latest news

Recent headlines for V — context for the moves above.

Each bar is one manager’s position size in V as a % of their portfolio. Longer bar = bigger conviction bet. T1 badge marks the highest-quality track records.

14.2%
The other payment network compounder.
Payment network toll booth.
11.8%
Payment network toll booth.
Payment network compounder.
Payment network toll booth.
Payment network compounder.
Payment network toll booth.
Payment network.
Payment network compounder — decade-long hold.
Payment network.

AI thesis

An AI-synthesised investment thesis for V, based on the 13F data above. Generated on demand — not stored or pre-computed.

AI thesis
Claude Haiku synthesis of BUY positioning from 10 institutional filers
Powered by Claude Haiku

Generate a 2-paragraph investment thesis synthesising 10 institutional holdings and the +8 conviction score.

Related smart-money signals

Derived from the same 13F filings
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The HoldLens signal dossier shows the unified −100..+100 ConvictionScore alongside live prices, multi-quarter trend detection, insider activity, and real-time news. Not investment advice. Methodology.